Tuesday, July 24, 2007
BANK OF INDIA STAR EDUCATIONAL LOANS
| STAR EDUCATIONAL LOANS | The Educational Loan Scheme outlined below aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. The main emphasis is that every meritorious student is provided with an opportunity to pursue education with the financial support on affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support. a) Studies in India (Indicative list):
|
Download Application Form
| Page1 | Page2 | Page3 | Page4 |
| Page5 | Page6 | Page7 | Page8 |
BANK OF INDIA STAR HOME LOANS
STAR HOME LOANS
- Provides loans to purchase a Plot for construction of a House, to purchase/construct house/flat, as well as for renovation/ repair/alteration/addition to house/flat, furnishing of house.
- Maximum loan amount is Rs.300 lacs and repayment ranges upto 20 years, with reasonable margin and nominal processing charges. No commitment /administrative charges.
- The loan is available at very competitive rates of interest, currently available in the industry.
- Option for different EMI amounts for different periods during tenure of loan to suit customers repayment capacity.
- Prepayment of Loan permitted
- Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
- Loan to NRIs as well as Persons of Indian Origin.
- Simplified application form/procedures for convenience of customers, and speedy approvals.
- Free Personal Accident Insurance cover
- Life Insurance Cover to borrowers for Loan Protection(optional)
- Please visit our nearest Branch and avail loan to own your dream home
BANK OF INDIA STAR MITRA PERSONAL LOAN
STAR MITRA PERSONAL LOAN
(A SPECIAL LOAN SCHEME FOR THE PHYSICALLY CHALLENGED)
| Objective | To help Physically Challenged persons to function independently. | ||||||
| Purpose | To purchase durable and sophisticated aids / appliances that promote their physical and social rehabilitation | ||||||
| Eligibility | All Physically Challenged Individuals – both salaried and self-employed,All Physically Challenged Minors through their Parents/Legal Guardians.(No advances to middle-men and NGOs). | ||||||
| Type of Advance | Demand / Term Loan - Secured | ||||||
| Amount | Max.Rs. 1 lac (No minimum stipulation) | ||||||
| Eligible Amount | 10 times of net salary for salaried persons and 50% of net annual income as per latest Income Tax Return for Self-employed/Professionals. Net take home income should not be less than 40% after availing this loan. (In case of Minors, the income of the Parents/Legal Guardians would be the deciding criteria for eligibility). | ||||||
| Margin | 10% | ||||||
| Repayment | 12 to 60 months, commencing one month after full disbursement/ three months after first disbursement, whichever is earlier. | ||||||
| Rate of Interest | At 9% p.a (Fixed Rate compounded monthly, on daily reducing balance basis). | ||||||
| Security | Hypothecation of the Equipment purchased out of Bank Finance | ||||||
| Insurance | Waived. However, Borrower isadvised to obtain insurance at his own cost. | ||||||
| Processing Charges | Waived | ||||||
| Other Terms and Conditions |
| ||||||
| ALL OTHER TERMS & CONDITIONS INCLUDING DOCUMENTATION OF STAR PERSONAL LOAN SCHEME WILL APPLY | |||||||
Citibank loans
| Citibank has a loan for every need. Get personal loans, auto loans, and home loans with attractive interest rates from Citibank. | |||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||
| |||||||||||||||||||||||||||||
| ||||||||