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Tuesday, July 24, 2007

ICICI BANK LOANS

ICICI Bank offers wide variety of Loans Products to suit your requirements.Coupled with convenience of networked branches/ ATMs and facility of E-channels like Internet and Mobile Banking, ICICI Bank brings banking at your doorstep. Select any of our loan product and provide your details online and our representative will contact you for getting loans.


Home Loans
Home Loans
The No. 1 Home Loans Provider in the country, ICICI Bank Home Loans offers some unbeatable benefits to its customers - Doorstep Service, Simplified Documentation and Guidance throughout the Process. It's really easy !
Personal Loans

If you're looking for a personal loan that's easy to get, your search ends here. ICICI Bank Personal Loans are easy to get and absolutely hassle free. With minimum documentation you can now secure a loan for an amount upto Rs. 15 lakhs.

Personal Finance
Car Loans
Car Loans
The NO 1 financier for car loans in the country. Network of more than 1500 channel partners in over 780 locations. Tie-ups with all leading automobile manufacturers to ensure the best deals. Flexible schemes & quick processing. Hassle-free application process on the click of a mouse.
Commercial Vehicle Loans
Range of services on existing loans & extended products like funding of new vehicles, refinance on used vehicles, balance transfer on high cost loans, top up on existing loans, Xtend product, working capital loans & other banking products.
Commercial Vehicle Loans
Two Wheeler Loans
Two Wheeler Loans
Avail attractive schemes at competitive interest rates from the No 1 Financier for Two Wheeler Loans in the country . Finance facility upto 90% of the On Road Cost of the vehicle, repayable in convenient repayment options and comfortable tenors from 6 months to 36 months . Ride home on your Dream Two Wheeler with our hassle free finance .
Farm Equipment Loans
Preferred financier for almost all leading tractor manufacturers in the country. Flexible repayment options in tandem with the farmer's seasonal liquidity. Monthly, Quarterly and Half-yearly repayment patterns to choose from. Comfortable repayment tenures from 1 year to 9 years.
Farm Equipment Loans

BANK OF INDIA STAR EDUCATIONAL LOANS

Educational loan that cares for careers

STAR EDUCATIONAL LOANS

The Educational Loan Scheme outlined below aims at providing financial support from the bank to deserving/ meritorious students for pursuing higher education in India and abroad. The main emphasis is that every meritorious student is provided with an opportunity to pursue education with the financial support on affordable terms and conditions. No deserving student is denied an opportunity to pursue higher education for want of financial support.

STAR EDUCATIONAL LOANS -
1. ELIGIBILITY CRITERIA:

a) Studies in India (Indicative list):

  • Graduation courses : BA, B.Com., B.Sc., etc.
  • Post Graduation courses : Masters & Phd.
  • Professional courses : Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer, etc


Download Application Form

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BANK OF INDIA STAR HOME LOANS

STAR HOME LOANS

  • Provides loans to purchase a Plot for construction of a House, to purchase/construct house/flat, as well as for renovation/ repair/alteration/addition to house/flat, furnishing of house.
  • Maximum loan amount is Rs.300 lacs and repayment ranges upto 20 years, with reasonable margin and nominal processing charges. No commitment /administrative charges.
  • The loan is available at very competitive rates of interest, currently available in the industry.
  • Option for different EMI amounts for different periods during tenure of loan to suit customers repayment capacity.
  • Prepayment of Loan permitted
  • Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
  • Loan to NRIs as well as Persons of Indian Origin.
  • Simplified application form/procedures for convenience of customers, and speedy approvals.
  • Free Personal Accident Insurance cover
  • Life Insurance Cover to borrowers for Loan Protection(optional)
  • Please visit our nearest Branch and avail loan to own your dream home

BANK OF INDIA STAR MITRA PERSONAL LOAN

STAR MITRA PERSONAL LOAN
(A SPECIAL LOAN SCHEME FOR THE PHYSICALLY CHALLENGED)

Objective

To help Physically Challenged persons to function independently.

Purpose

To purchase durable and sophisticated aids / appliances that promote their physical and social rehabilitation

Eligibility

All Physically Challenged Individuals – both salaried and self-employed,All Physically Challenged Minors through their Parents/Legal Guardians.(No advances to middle-men and NGOs).

Type of Advance

Demand / Term Loan - Secured

Amount

Max.Rs. 1 lac (No minimum stipulation)

Eligible Amount

10 times of net salary for salaried persons and 50% of net annual income as per latest Income Tax Return for Self-employed/Professionals.

Net take home income should not be less than 40% after availing this loan.

(In case of Minors, the income of the Parents/Legal Guardians would be the deciding criteria for eligibility).

Margin

10%

Repayment

12 to 60 months, commencing one month after full disbursement/ three months after first disbursement, whichever is earlier.

Rate of Interest

At 9% p.a (Fixed Rate compounded monthly, on daily reducing balance basis).

Security

Hypothecation of the Equipment purchased out of Bank Finance

Insurance

Waived. However, Borrower isadvised to obtain insurance at his own cost.

Processing Charges

Waived

Other Terms and Conditions

i.

Doctor’s Certificate to be obtained regarding the extent of handicap and the need for the equipment.


Quotation/Invoice in respect of the equipment to be purchased.

iii.

Stamped receipt to be submitted after purchase of the equipment.

ALL OTHER TERMS & CONDITIONS INCLUDING DOCUMENTATION OF STAR PERSONAL LOAN SCHEME WILL APPLY


Citibank loans


Citibank has a loan for every need. Get personal loans, auto loans, and home loans with attractive interest rates from Citibank.
Reduce your interest cost
Quick and easy cash
Wide range of benefits
Loans up to 10 Crore
No guarantors
Easy documentation
No Security
Get a personal loan from
Rs 40,000 to Rs 10,00,000
Competitive interest rates
Instant liquidity
Pay only for the funds you use
Avail up to 50% of the market value of your securities
Home Loans
Loan against property
Home Loan transfer enhancement
Home loans from Rs 2.1 Lakh to
Rs 5 Crore
Instant cash
ATM cum credit card
Exclusive privilages
Overdraft up to Rs 1 Lakh
Simple documentation
Low interest rates
30 minutes loan for Citibank customers
Auto loans for new Maruti cars and pre-owned cars
Already a Citibank customer
Credit Card customer
Loan on your Citibank Credit Card
Easy loan against your credit card!
Repay in easy EMIs.
Apply now>>
Balance Transfer
Switch any other credit card outstanding to Citibank and save up to 50% on interest paid.
Apply now >>
Click an EMI
Split heavy shopping bills into small, manageable EMIs
Apply now>>
Ready Cash customer
Top-up your personal loan
Click here >>
Other relationship
Check if you are pre-approved for a personal loan
Click here >>
Tools
EMI Calculator
Home Loan
Personal Loan
Auto Loan
Calculator
Eligibility Calculator
Home Loan
Personal Loan
Zero processing feeCut down interest upto 40%
* Conditions Apply. All loans at the sole discretion of Citibank.
Important Information
Fair Practice Code for Mortgage and Home Loan Operations Benchmark Prime Lending Rate - 13.75% p.a.
Debt Collections and Security Repossession Fair Practice Code